1. Always notify the proper personnel at your employer within twenty-
2. If medical treatment is necessary, and if your employer has posted a list of doctors for you to see, then you must visit one (1) of those doctors for the first ninety (90) days, but only if your employer has informed you of your obligation to do so;
3. If surgery is recommended by an employer listed physician, you have the right to see a physician of your own choosing for a second opinion;
4. Special benefits, known as specific loss benefits, are available for work-
5. You have three (3) years from the date of your injury in which to file a claim for workers’ compensation benefits. You should consult an able and experienced workers’ compensation attorney if you intend to file a claim for benefits;
6. The amount of workers’ compensation benefits that you are entitled to receive based on a percentage of your average weekly earnings. These compensation benefits are generally not taxable. You should consult an able and experienced workers’ compensation attorney if you believe you are underpaid.
7. After payment of one hundred four (104) weeks of total disability benefits, your employer or insurance carrier is permitted to have you evaluated for an impairment rating evaluation to determine your percentage of total body impairment.
8. If you sign a document known as an Agreement to Stop Weekly Workers’ Compensation Payments or another known as a Supplemental Agreement you may have your benefits stopped or reduced. Never sign one of these documents before first having it reviewed by an able and experienced workers’ compensation attorney;
9. If you suffer an injury or undergo surgery which produces an unsightly and permanent scar to your head, face or neck, you may be entitled to a lump sum of benefits. You should consult an able and experienced workers’ compensation attorney to discuss;
10. If your employer has filed a petition to terminate, modify or suspend your workers’ compensation benefits, you should contact an attorney immediately. Failure to promptly contact an attorney could result in your benefits being prematurely stopped or reduced.
10 Tips For Injured Workers